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7 Best Cryptocurrency Apps 2022

7 Best Cryptocurrency Apps 2022

The surge in value of cryptocurrencies (and the resulting ups and downs) has been a major factor in the meteoric rise in popularity of cryptocurrency trading. It may be scary at first, and scams have occurred, but today's finest crypto apps, exchanges, and platforms make the process of purchasing and selling crypto easier and clearer than ever.

Cryptocurrency can be purchased in a variety of ways and through a variety of channels. Crypto exchanges, platforms, and online brokers are all included in our ranking of the best places to buy and sell cryptocurrencies, as are payment methods such as cash and payment applications. People used to more traditional platforms for investing should be aware that cryptocurrency often comes with different cost structures, fewer customer service choices and a greater involvement in security for the investor.

Cryptocurrency Purchases via cash and payment apps

Bitcoin may now be purchased and sold on a number of cash and peer-to-peer payment apps. Apps are more limited than cryptocurrency exchanges and brokers in terms of what they can offer.

Coinbase - Best App for Beginners

Coinbase, which may be the greatest cryptocurrency software for newcomers. You'll notice right away how easy it is to use the app once you've downloaded it to your device. Coinbase may be a good choice if you've never bought or traded cryptocurrency before.

Nevertheless, the app's biggest flaw is that it charges large fees in exchange for making trading easier for newbies. Coinbase, for example, charges a normal cost of 1.49 percent per slide, not including the spread. If you use a debit or credit card to buy cryptocurrency using the app, you'll be charged a staggering 3.99% fee.

eToro - Best Overall for 2022

eToro is the best crypto app for 2022, according to an assessment of more than 50 providers. You'll be using a brokerage business that has been approved and regulated by numerous tier-one financial institutions if you use this app to trade on the go. Included in this group are the SEC as well as ASIC, CySEC, the FCA, and others. Using this method assures that your trades are completed safely.

For iOS and Android devices, you may download the eToro app and gain access to a wide range of markets. Large-cap, top-10 cryptocurrencies are included, as well as a slew of smaller coins. As an example, DeFi currencies such as AAVE and Cosmos are available to buy and sell at any time of the day or night. You may deposit with fiat currency, bank transfer, debit/credit card, and Paypal, and it has more than forty-three different cryptocurrencies to choose from.

And best of all, this top-rated crypto trading program charges some of the lowest costs in the industry. Simply because you will not be charged a commission unless you place a purchase. You can deposit and withdraw funds without incurring any fees if you're located in the United States. This includes debit/credit cards, e-wallets, and bank wires, which are all supported payment options.

The eToro app enables access to thousands of stocks and ETFs, as well as tradable markets on currencies, commodities, and indices, in addition to trading crypto. The eToro app also lets you trade passively, as you can choose a successful investor to follow in their footsteps and repeat their trades exactly. Finally, eToro offers professionally managed, diversified Smart Portfolios. Economy watch's guide to the best UK bitcoin exchanges also gives it excellent marks.

Binance - Best App for Crypto Trading

If you're an aggressive trader looking for a low-cost crypto software, Binance might be worth a look. Every day, tens of billions of dollars worth of transactions are carried out using this popular trading app. Hundreds of crypto-to-crypto pairs are available with ultra-tight spreads and commissions as low as 0.10 percent per slide.

Depending on where you live, there are a variety of alternatives and fees for depositing money into your account. For example, debit/credit card deposits in the United States cost merely 0.5 percent. Users from other countries, on the other hand, can pay up to 4% more for the exact same transaction. The Binance app is available for both iOS and Android devices and is completely free to use. For people who want to buy bitcoin UK, it's also available.

Webull - Best for Small Stakes

Webull is a great app if you're on a budget or just want to take a modest risk. Not only is there no requirement to make a minimum deposit to open a Webull account, but you may also buy and sell crypto for as little as $1 each transaction. A small amount of money can be used to obtain a feel for crypto trading.

In terms of fees and commissions, Webull just charges a spread for all of its markets. With a spread of 1 percent, crypto trades aren't all that competitive, according to our research. You have the option of using an ACH transfer or a bank wire to finance your Webull account. However, the latter will cost you $8 to deposit and $25 to withdraw.

Gemini - Best App for Large Investors

A well-seasoned trader who frequently invests huge amounts of money could benefit from using the Gemini crypto app. The New York State Department of Financial Services has approved this top-rated cryptocurrency exchange, which is strictly regulated in the United States.

With this crypto app installed on your phone, you'll have access to a wide choice of insurance options, including institutional-grade protection. As a result, the program only supports a small number of crypto assets and charges a large fee for each transaction. For example, all trades over $200 are subject to a normal charge of 1.49 percent each slide.

Aqru – Best Cryptocurrency App to Earn Interest

For starters, Aqru isn't like any other crypto software we've seen because it doesn't focus on trading. For earning interest, Aqru is the greatest cryptocurrency software. APY of 7% will be paid to you when you put your Bitcoin or Ethereum tokens into the safe Aqru app.

For the first time in this market, Aqru does not force you to sign a minimum redemption agreement. This means that you will not be penalized financially if you decide to withdraw your digital currency at any time. It's also possible to get the 7% rate without having to put any tokens up for stake. Depositing a stablecoin like Tether or USDC into the Aqru app might increase your income even further.

You will receive a yearly APY of 12 percent if you do so. You don't have to worry about volatile digital assets like Bitcoin and Ethereum shifting exchange values when you use stablecoins. We enjoy the Aqru crypto app for another reason: it accepts deposits in GBP and EUR in addition to cryptocurrency. If you don't have any digital tokens, you can still take advantage of the company's crypto savings accounts. Isn't it interesting to learn that AQRU is one of the top yield farming crypto platforms?

It's easy to get started with the Aqru mobile app, which is available for free on Google Play and the App Store. The app walks you through the interest-earning process step-by-step, even though you don't know anything about digital currencies. If you're looking to invest in cryptocurrencies, you'll need to verify your identity with Accru Finance Ltd., a subsidiary of Accru Finance Ltd. (UK).

Crypto.com – Best Apps to Buy Crypto With a Debit Card

To buy Bitcoin and other digital currencies with a debit card, Crypto.com is one of the top crypto apps. With the Crypto.com app, which is available on iOS and Android, you'll be able to trade in over 250 different types of digital currencies. You can also use Visa or MasterCard to buy instantly from any of these supported markets at a 2.99% cost.

Once you've signed up for an account, you'll need to take a photo of your government-issued ID using the app to complete the KYC procedure. In addition to offering a wide range of supported markets, Crypto.com is an excellent tool for diversifying one's cryptocurrency holdings. Besides debit cards, the Crypto.com app facilitates bank transfers and provides a Crypto.com credit card. Maker/taker fees are used for ordinary trading charges by this crypto app provider.

When you place a buy order and when you cash out as a market taker, you will be charged 0.40 percent. This means that for every $1,000 traded, you'll only be losing $4. There are also cheaper commissions for regular users of the Crypto.com app. Saving your digital assets in a savings account is yet another key feature of the Crypto.com app. A rate of interest will be paid to you, depending on the token and the lock-up duration, for doing so.

One of the most widely used cryptocurrencies, CRO, may be traced back to Crypto.com. Depositing funds into your Crypto.com savings account with this token will lower your trading fees and boost your returns. We enjoy Crypto.com because of how easy it is to use. As a result, no prior knowledge of trading digital currencies is required when using the Crypto.com app.

Which Cryptocurrency App Is Right for Me?


eToro is one of the greatest apps for bitcoin trading because it is regulated by a number of respected organizations.

Regulation by the SEC and registration with FINRA are just two examples in the United States. FCA, ASIC, and CySEC are all regulators of eToro (Cyprus).

Commissions, fees, and the spread

Consider the fees that you will incur every time you buy or sell something.

Coinbase and Gemini were the most expensive of the crypto app providers we talked about today.

The reason for this is that both crypto apps have a 1.49 percent commission rate.

When you acquire a cryptocurrency, you will be charged 1.49 percent, and when you sell it, you will be charged 1.49 percent.

Trading cryptos at eToro, on the other hand, will just necessitate covering the spread when you trade cryptos, which is the difference in price between the bid and the ask bids. 0.75 percent is a pretty reasonable starting point for Bitcoin.

In some situations, you may be able to save money on your cryptocurrency trading fees by increasing your monthly trading volume.

There are also instances if you hold the platform's native cryptocurrency in your portfolio is given for lower commissions, such as Binance.

Supported Markets

Depending on the software, you may be able to trade in a wide variety of digital currencies, or just a few.

For example, Binance has more than 1,000 markets for a wide range of cryptocurrencies. There are numerous digital assets to choose from on the eToro platform for diversification purposes.

Choose a crypto app that gives you access to a wide range of marketplaces so that you may build a broad portfolio quickly and easily.

This implies that if you see a potentially profitable crypto investment opportunity and your preferred crypto app supports the token, you won't have any trouble placing a purchase.


Due to the reduced screen size of smartphones and tablets, it can be difficult to trade cryptocurrencies on your mobile device.

As a result, it is critical that the cryptocurrency trading app you select provides a fluid and easy-to-view experience. If the software is completely optimized for your operating system, this is achieved.

If the crypto software provides a demo account, that is the best approach to evaluate. Orders can be placed without risk, research can be done without cost, and pricing charts can be analyzed without cost.

To open an account, you must first be sure that the crypto trading app is the correct fit for your needs.

Features and Tools

While scouting the top 2022 crypto applications, consider eToro, Crypto, and Coinbase, all of which offer a wide range of essential features and functionalities. In order to maximize the use of the crypto app, you will be able to find trading opportunities by pressing a button.

By far, the most useful function that we discovered was the eToro copy trading functionality. An expert investor will be mirroring your trades with this technology, allowing you to trade without having to put in any effort. Your portfolio will be updated with the investor's new positions.

Customer Service

You may contact a member of the support team in real time using the top crypto apps. Some of the suppliers we found, for example, include a live chat option.

This allows you to communicate with the customer service department without having to write an email or dial a phone number. We also favor crypto programs that provide customer assistance around the clock, 24 hours a day, seven days a week.

App for Crypto Wallet

Make no mistake: when you invest in cryptocurrencies, you must also consider how you want to keep your digital tokens secure.

After all, this industry appeals to remote hackers who would love nothing more than to get their hands on your hard-won crypto assets. In light of this, if you're going to choose the best crypto wallet software for security, we recommend eToro.


You may purchase and trade digital assets while on the go by signing up for an account with a top-rated crypto app. According to our findings, the SEC-regulated broker eToro has the finest crypto app on the market for 2022.

You will only be charged the spread to trade with the eToro app, which allows you access to 40+ popular cryptocurrencies in a user-friendly and secure manner. Right now, you can buy crypto on the eToro app for just $10, and there are no fees for USD deposits.